以银行集团客户信用评级模式为分析对象，揭示出现行评价模式、指标和流程中存在的主要问题，探讨了集团客户由于信用评级而产生的信贷风险，并从实际操作角度出发，围绕评级流程、指标，责任认定及操作模式等进行了阐述，提出了改进建议和措施。

决策树分类算法在银行个人信用评级中的应用.pdf

ABSTRACT Electricity power supply company has entered the era of market economy as the deepening of reform, and the pressure to run the company well is increasing gradually. However, some questions, such as malicious default, electricity bills evasion, electricity cheat, and so on, still have not been solved. How to effectively avoid the arrearage risk and improve the economic benefit is key for the enterprises. This paper mainly studied the power users credit rating evaluation based on big data. This system proposed a new algorithm model which combined traditional k-Nearest-Neighbor (KNN) and Simulated annealing (SA) and used the big data software framework and data processing technology to rapid construct the users portrait as well as evaluate the users rating and credit rating division, evaluation and so on. Finally, the results were presented and then laid a good foundation for the researches in future.

大数据-算法-非参数估计法在我国上市公司信用评级中的应用研究.pdf

安全技术-网络信息-宗族网络与农村转型发展——信用评级与公共品提供的实证研究.pdf

交通运输-中国快递行业蓝皮书-惠誉博华信用评级

本书是一本全面介绍美国相关信用评级技术和数据挖掘相关的技术。 具有很强的理论性和实践性。本书作者在美国FICO公司工作多年。具有很强的理论和实践经验。

信用评级、产权性质与债券金融融资成本--基于中国公司债市场数据.docx

联合信用评级-关于光伏发电类REITs评级的一些思考-2018.12-5页.pdf

联合信用评级-2018年锂电池行业研究报告-2018.12-22页.pdf